No one wants to fall under a situation when the debt will creep up in
some form or the other. Everyone wants to be as relaxed as possible.
However, while using a credit card, you may face a situation when your
dues get piled up and there lies the threat or fear of being harassed.

There could be following consequences if you face the situation of “credit card default”:

The steps you can take to save yourself

Summary

Using a credit card is a matter of necessity than luxury. But,
promptness in paying the bills, the debt is quite important, otherwise
this small card can turn out to be a rope around your neck which would
not let you live peacefully and may even drag you to the court. In order
to avoid all this, it is advisable to make payments on time and buy
peace for yourself.